Sunday, December 30, 2012

SPRING TEXTBOOKS!

Here it is! I ordered all of my political science textbooks via Alibris.com again...  well okay except for one, only because there isn't much of a price difference between online and the bookstore.

In addition, my financial aid allows what some schools call a "Bookstore Advanced Purchase program" (I'm sure names will vary) where basically if you are expecting to get a refund of financial aid funds, the school allows you to buy books ONLY FROM THEIR CAMPUS BOOKSTORE with your student ID number, and the amount is automatically deducted from whatever amount is left-over after tuition is paid.... well I have that and frankly just blew the last of my paycheck on these books because they're cheaper in the long run... and so I'll have them in time for classes next week.

I see where the saying, "You must have money to make money" comes from now.... 

 I stuck with Alibris.com because they send me coupons literally every week (annoying, yes.. but at least I know that there will be one available whenever I need to buy again!)

(ONLINE) 4 textbooks (+ shipping), ($3 off coupon code): $46.03
(CAMPUS BOOKSTORE) 4 textbooks (no shipping), (no coupon code): $175.15
73.7% SAVINGS

If you notice my little note, let me make this comparison:
   This whole process, of shopping around for the best price no matter where the item may reside (that's the wonders of the internet! And also what the postal service and UPS and FedEx are for, right?) resonates well with our current health-insurance crisis. In simplest terms, it's like letting our healthcare system function without the internet (not allowing consumers to buy insurance across state lines, even if it is with the same company). Sucks, right? Could you imagine if your college's bookstore put up a (excuse my dirty American mouth) serious wifi cockblock because they don't want to facilitate you taking your business elsewhere, and would rather you pay higher prices for the same good ("textbook" in this case)? Yea, there's your real-life economics lesson for the day!


Friday, December 28, 2012

Wednesday, December 26, 2012

I'm Alive!

And so are you!

Congratulations, we survived the 2012 Mayan apocalypse. Also, I survived the fall semester. Which is why I'm taking the time to be EXTRA lazy. Grades are in, all of my financial aid stuff is ready, and yes I have to buy books and do other un-fun stuff like buy more printer ink... but for now, I relax.

I know how hectic life will become in another two weeks (start of the spring semester, 6 classes Monday thru Friday + work) so I'll take what I can get... not to mention that Christmas is finally OVER! I work in a mall, and over the past month we have had "Holiday Hours" which went as early as 8am to as late as 11pm.

And now my favorite holiday of all is upon us: New Years Eve!

This is the time of year when I like to reflect on all of my accomplishments, as well as make new goals for the upcoming  year. Because really, if you don't set goals then you are going to wander. Luckily this past year I've spent a lot of time reflecting on where I want my life to be in another three years... I have my answer and goals, do you?

Remember, efficiency is good. It decreases frustration and that feeling you get when you're sick of worrying/bothering with a specific something.

Anyway, I'll be textbook shopping soon so I will show you all of my awesome savings when the time comes.

For now, back to lazy ^.^

Sunday, December 9, 2012

FINAL EXAMS ADVICE!

Very important..

The big day comes, it's time to take your final exam and determine the fate of that letter grade which shall remain on your transcript and affect your GPA.

But before you get to your testing room early and sharpen all of your no.#2 pencils, USE THE RESTROOM FIRST!!!!!!!! Even if you don't have to!

For instance, I arrived at the testing site for my math final (Venti iced coffee from Starshmuck's in-hand) at EXACTLY 5:30pm (the scheduled time). I take a seat near the top of the auditorium and notice tests being handed out.  Now, I thought to myself, "gee I know what coffee does, maybe I should use the bathroom before starting... noooo it shouldn't take that long, besides I don't really have to pee." Yea well next thing I know it's 7pm and I'm one sneeze away from pissing myself! I had about ten questions left to answer so let's hope that my bladder didn't cause too much damage to my score while rushing.

Ok, that's it for now =)
Tomorrow is my chem final, which is cumulative. Gotta get these formula sheets finished, then finish a paper for my writing intensive class ("Schools and Society" I highly recommend.. we've all gone through the education system and you'd be surprised and flabbergasted at the details of it all).

To all my fellow students out there, good luck and conquer your finals!

Friday, December 7, 2012

One down, three to go..

Ok now that I have a little bit of time, I'd really like to finish my thoughts from my last post because, like I said, it was almost an "a-ha!" kind of moment...

You have to be confident in your abilities. You have to finally cross the line from using words/phrases like "perhaps," "maybe," "I think.." to "I know," "It is certain that," and "definitely" because these introduce doubt to your audience (whether it's an auditorium full of people or yourself). I can definitely say ( <-- see? More certainty..) that I may be ( <--still working on it, haha) discovering this later than others because I grew up with 3 older siblings who just loved to tease me and play jokes and call me stupid, etc. 

So I'm explaining the difference of impacts between being given instructions/standard solutions versus being assigned a bin of glassware and given raw chemicals. My main point was that the labs allow students to be as precise and accurate as they want to be, and those who really do have an interest to pursue more lab work have opportunity surrounding them! There are x million dollar research experiments going on all over the place! All you have to do is talk to people, be diligent, and apply (you have to choose which faculty and which of their research projects you want to work with; they don't post positions like a job website).

Me, personally, I'm using the tactic of sticking with the same Gen Chem professor because he is currently doing research in nanomedicine. Also, I'm always nice and say hi to my lab TA because he is part of a research group intensively studying proteins. Making your presence known, becoming a familiar face, and showing interest in further study never hurts.

Okay now that one test is done I have three more finals to go plus two papers are due. Getting back to work!

As my math professor likes to say, "happy studying!"
>.<


Thursday, December 6, 2012

I only have a few minutes... it's finals season you know!

Ok, so I just wanted to update you all real quick since I've devoted from now until 10pm my quick brain-drain/food time... class didn't get out until 8 since we were reviewing for the final.

Anyway, not the purpose of this post!

I volunteered to do an interview for the Chemistry Department regarding the labs... I guess they've changed a few tactics and like to get feedback (hey, I appreciate that!). So basically the gist of this interview ended up taking 30 minutes. While I was trying to explain some significant differences between the labs I had at HCC and the one encountered this semester (and many more to come) at USF, I had a pretty kickass realization... okay maybe not realization but a way to express a way I felt that I had a hard time explaining.

Because I only have eight minutes to spit this out (geezus are finals OVER YET?!) basically the biggest difference between the two labs were instructions being provided along with materials that are EXACTLY what you need (meaning, solutions are already mixed in the proportions you need)... HCC's lab book was all instructions. USF's lab "manual" is a book of blank grid paper and carbon sheets. At USF, instructions aren't given to you... they don't tell you how to perform your experiment or reach your objective; if you need help, your TA and lab group are there to collaborate with, definitely! But basically a Project write-up goes something like, "Dr. X here at USF is doing blah blah research to determine blah blah blah. The significance of blah results in blah because of blah. What you're doing: take x and figure out y. Have fun."

Ok, keep it moving.. 4 minutes.... I ended up explaining how I absolutely loved my chem lab this semester at USF strictly because there were no instructions... I kept saying, "don't get me wrong it really sucked at first!" and he asked me when that change of thought was made since they are pretty polarized statements. I responded with, "because students are able to be as precise and accurate as they want to be." Later asked something like, "what can the lab do to engage students more to reach their goals?" ... I had to think for a sec and I basically explained that the lab can't make students reach their goals, they have to WANT to get there. If they don't have the drive to do the work and research to maintain the integrity of their experiment, then they're probably taking the class because they thought it would be fun or have no serious interests in future lab work.

Crap, one minute!


Ok if grammar or something didn't make sense, sorry. I have my chem lecture final (comprehensive) tomorrow at 2pm and I JUST got home from class already.. got lots to do..

Eek, time's up!!!

See you on the other side <3

Sunday, November 25, 2012

So I was just thinking...

I think I thought of the best advice for those looking to enter college...

Have a clear idea of where you want to go, or rather,  know what you want to get out of your education.

If you're like me and had a good idea about what you wanted, but then figured out maybe that area of expertise isn't right for you, so you change your major... then you do this other coursework for a bit and realize you don't really dig that much either.

So before you know it, you will have used a substantial amount of financial aid (or your own resources) and credit hours towards more uncertainty. Well, okay maybe not complete uncertainty... because at least you know some things you definitely don't want to do... however, is it really necessary to blow large amounts of financial resources to kinda narrow down what you want to get out of your education?

Nearly ALL students change their major at least once while attending college. But don't let uncertainty get the best of you, because before you know it four years will fly by and you'll wonder why you don't have your degree yet.

For instance, I am intentionally double-majoring so I can justify all my extra credits and time in school. I'm on my fourth year of college altogether (3yrs in community college, and my first at a university), and am only halfway complete because I changed my major three times. =\

Although my financial aid will run out in two years, at least I won't be charged time-and-a-half because of the Excess Hours statute in Florida!

Anyway, I just thought of this real quick and wanted to share it with you. Don't let uncertainty determine if you want to attend college (or drop out of college) because you can't seem to find something that can suit your interest as a career in the long-term. It just helps to streamline your time smashing your face into books and writing x-hundred essays for 4+ years.

Monday, November 12, 2012

Happy Birthday to meeee!

Yesterday was my 24th birthday! I was able to escape reality and have a ridiculous amount of fun luckily :) But now the day is over and I have two papers to write. I'm thankful though, because I really think that blowing off all that steam through birthday shenanigans will help me finish this semester strong.



*Yea I definitely lost it LOL I forgot today was Monday. Official birthday was Saturday.*

Friday, November 9, 2012

Forever and a half...

Sorry dudes, slacking over here.

Not much new stuff to report! Spring registration begins in a few weeks, and it looks like I won't get lucky enough to go to school for two days each week. Serious bummer.

One thing that sucks about taking higher level courses is the less availability of sections.. all the general classes have plentiful scheduling opportunities. Yet one polisci course is going to ruin it since there is only 1 section open (in the phys ed bldg, how weird is that?).

Otherwise, all is good. Except the general election but I'm sure you're tired of hearing about that. I had the opportunity to work the polls (insert stripper joke here) for both the primary election and the general election. I seriously recommend this to anyone! Voting is the foundation of our democratic republic, and to be able to take part in making it happen is a great feeling (and you get paid, too!). Plus I'm being promoted to either clerk or assistant clerk (clerk is the "head honcho" of each precinct) for the next election! Super stoked =)





Sunday, October 7, 2012

Hooray October!

Only two more months until the apocalypse!

Anyway..

So I'm still working on a "system" that works. Meaning, I'm still not in a good groove when talking about school + work.. it doesn't quite = success, but I'm still working on it.

I'm getting better though =)

Well, actually I can't even say that much because I literally got on my computer to start math homework, plus a quiz that's due at midnight... and here I am on Blogspot.

Oh, meeee... :finger wag:

Other than the obvious, school is doing alright besides my struggle for better managing my time. I did make it past the 2nd floor in the library today (go me?). Found a legit quiet study area so I'm sure I'll be frequenting it more often. It's like a real library (duh, because it IS a library) but the first two floors are literally like social hour, all the time. First floor has the circulation desk, computer lab, printers, group study area, Starbucks, more group study area, etc. Then USF just re-did the 2nd floor so that has (you guessed it) more computers and more group study areas (no 2nd Starbuck's though.. man that would be amazing). So I think everything above the 2nd floor is extra library-esque.

Ok I seriously have to do math now..

Serious.

For serious seriousness.

I'm going.






I swear..


Ahhhhhh!!


See?!

Geezus I hate math.

Ok I'm really going this time. Right now.. ready....GO!

Wednesday, September 26, 2012

slacker

I feel like I've been slacking on consistent posts here.. so here's what's up in my world:

I'm sucking at school and need to work at it harder and more smart (i.e. time management).

The end.
(haha)

Tuesday, September 18, 2012

late night update

First thing's first:
 I withdrew from sorority recruitment on the last day before Bid Day. Long story short, I did not get the house that I thought was worth the price. I went through the recruitment process just for the sake of it, and if I would've gotten invited back on Pref Day to my house of choice, then it was a decision (and Pref Card) I was ready to sign on the dotted line. But, it wasn't. And I didn't want to join a sorority just for the sake of being in one. I went in with an open mind, met some great people, and had a fun experience.

Next:
I had my first trig test today... crash. and. burn. 'enough said. Nooo, no no no.. ok let's address this. I pushed it off. Guilty as charged. I went to the tutoring center literally one hour before my test to get a few loose ends tied up.. turned out that it was quite more than a few. First 6 problems, no problem. Subsequent 20, hah... yea ok, I'm done talking about this test.. all I can say is next time I need to be better prepared and balance my time to make sure ALL my homework gets done rather than being forced to prioritize your last remaining 10 hours or something.

Moving on:
Not much else going on. I'm still debating on if I want to get involved this semester, but I'm hesitant especially after bombing this math test. Maybe not this semester, but next. It's going to happen... it's just a matter of when (need it for med school apps!)

Finally:
I hope you are all doing well where ever you may be! Always feel free to leave comments and/or ask questions. If there's one thing that doesn't happen enough in the world is honest discussion.

With all that, I'm off to bed. It's 2:30am and I have to work tomorrow... also have a chem exam Friday to get ready for... and two papers to write... craaaaaap. See that's how it starts, I think of one thing I need to do then my brain nags at the rest which ultimately becomes a ridiculous laundry list full of un-fun work.

Oh well.

#collegekidprobs  ^.^

Monday, September 3, 2012

Rush/Recruitment, Round Two (Day Three)

So today we learned which houses wanted us back for more conversation. Although we started with 8 or 9 chapters, I was only invited back to 3. At first, it was kind of a bummer because I didn't feel like I clicked with two of the three that were listed on my schedule-of-the-day.

BUT! Now I understand why our Pi Chi's kept reiterating the fact that we need to keep our minds open, because although we (most of the time) didn't get picked by the houses we had hoped for doesn't mean that our home isn't with another house.

On Spirit Day (yesterday) one of the houses I talked with I didn't have a good conversation.. the girl was like on a different planet, not really paying attention and being really vague and just not an open and/or welcoming personality.. So instances like this explain why you speak with more than one member during each conversation session.

I ended up talking with a sorority member today who I spoke with in Round One (Spirit Day), so that was kind of cool. I know it sounds weird but seriously after talking to probably 30+ girls it was nice to see a familiar and friendly face.

I keep reminding myself to keep an open mind, stay positive, and be myself. The first two are a little harder than it may seem especially if you don't get picked by your "ideal" houses (i.e. the one's you had your hopes set on). Yes, it's a bummer.. but, again in the words of the almighty wise Pi Chi's, "Trust the process! Be honest and truthful, and you'll find your home. Because who knows, maybe that house you had your sights on wasn't what you thought it was after all..."

After thinking about it, I wouldn't want to form a life-long bond with a house that I thought seems great, but they may not see me in the same way. Or rather, they're inner ideals aren't compatible with what they saw in me. With the mutual selection process, you have to remember that as a group each of these houses are talking with each other at the end of the day about who can carry on their organization's mantra, legacy, ideals, etc. and who they will feel comfortable opening their hearts and home to you (practically as a stranger!).

On a similar note, I see where stereotypes come from.. I mean really, there wouldn't be a stereotype if there wasn't some truth to it. The houses that I saw myself in before this whole process started were based on what I could find on the web... because really I didn't know anyone from any of those houses (except for one, and she was super nice which is kind of what lead me to like her house before this process began) to base my decision on. So talking with these women over and over throughout the span of a week gives you a more realistic idea of who they are, how they feel about their chapter, and what they have to offer you (as well as what you have to offer them).

I trust the process. I feel at-home at one house in-particular already... so let's hope that I can concentrate on school during the week and wait patiently for Friday's next event, Sisterhood Day (round three). Then Saturday is Preference Day (round four), followed by the much anticipated Bid Day (the day you learn which chapter has extended you an invitation) on Sunday!

Ahhhhhhhh!!!! So antsy. Who knew I'd get this involved? I just wanted to see what it was like and how far I'd get, and what chapters would be interested in me... but really, why go through all of this only to say, "ok that was fun, bye girls!" ??

Why I decided to go through: It took me two years after high school to get into college because I thought that it was unnecessary in terms of finding a good job. When I decided to go I attended a community college and commuted. After getting my AA I transferred to a university for the 4-year degree (by the way, the year count is inaccurate. I was at a 2-yr community college for three years, and my boyfriend/fiance was at the university for five years. No doubt you can get it done in four/two, but you have to take a full courseload each semester, excel, and leave zero room for error). Anyway, yeah.. I feel like I never had that genuine college experience because I never lived in a dorm, didn't start at a university from freshman year, and started late. Joining a sorority, to me, will give me that wholesome experience I'm craving. I only have three years left, and I want them to be memorable, insanely fun, and have a lifelong bond with those that experienced it with me.


Sunday, September 2, 2012

Back to School + Rush/Recruitment Week

Sorry for the delay!

Well I'm sure you all know that the semester has already begun! Let me tell you about my first week in...

-Under trusted advice, I scheduled my classes all for two days out of the week. This way I won't have to be commuting everyday, and only going two days per week really frees up a day or two for doing homework in my PJs. So far, this schedule is working out really well. However one small additional necessity is, in fact, three cups of coffee (my average, at least) to maintain enough brain power and attention span to last throughout the day. I scheduled four classes each day, from 9:30am-7:45pm with a couple breaks in between for sanity purposes.

-I'm already swamped with homework and assignments and preparation to complete. Eek! I'm aiming high for straight A's this semester so I'm prepared to FaceBook=put my face in the book (haha my old algebra professor was European and had this sweet accent and would be like, "ohh yea make sure you go home and facebook.. you know, put your face in your book. and twitter.. twit you little pencil.. hah yea right."

-Panhellenic recruitment (better known as Rush) started on Friday with a mandatory orientation. It basically consisted of the Pan Board introducing themselves and going over the recruitment process. Afterwards we were separated into smaller "Pi Chi" groups with our own two recruitment counselors (disaffiliated-for-recruitment-purposes sorority members). According to the Pan Board, there are 500-something girls rushing this Fall, and they put I think 30 girls per Pi Chi group.

-Today was the second day of recruitment (really the first if you don't count orientation) which consisted of lots.. and lots... and LOTS of talking... to lots.. and lots.. and LOTS of sorority members from all nine chapters. I'm not gonna lie, by the time lunch was over and we had three or four more chapters to visit, I was wiped o-u-t.

Here's how it went: in our student center, part of it is a conference center.. so each chapter was in a different large room within the conference center, and two Pi Chi groups would visit each room for 20 something minutes. As they open the doors, you are greeted with 50+ sorority girls clapping and singing their own welcome songs as you enter the room. As our Pi Chi group was filing inwards, they're members were filing towards the door so each member (basically) greeted each PNM (potential new member), took them to some part of the room, took your tea card (aka: a piece of paper with your name on it) and start a conversation. About 5-8 minutes in, they would stop, sing a song, introduce their president and recruitment chairperson, then let you get back to more talking. About 8-10 minutes into your conversation, another sorority member would approach your conversation, and the girl you were speaking with introduces you to her, tells them what you were talking about, and hand you off to talk to another member.

Honestly I thought it was a pretty cool system. My first impression of this day was that we go into a room randomly and have to spark up conversations with random sorority girls. SO glad it wasn't like that! It was very structured and well organized. Now if you've been nerding it up researching other people's experiences with rushing, let me tell you that they are right when they say, "you just have to feel out each chapter," ... some have better vibes than others. Some girls you'll instantly click with, and others you'll have that awkward moment where one doesn't know what to say next. You may not like one girl's demeanor, while another makes you laugh like crazy.

After we visited all the chapters it was time to rank our favorites. We had to include all houses (as we couldn't just eliminate ones we were not clicking with). The first (6) were #1, plus (1) #2, and (1) #3. If I understand this correctly, tomorrow morning when we come in for the next event we will have "responses" from each house.. meaning, if I chose A, B, C, D, E, and F as my #1s, then G as #2, and H as #3, let's say only A, C, E, F, and G asked me back for more conversation. They call this "mutual selection".. so, for that day, I will only visit A, C, E, F, and G.  By the end of the day, I rank these chapters again, and the process repeats itself.


On that note, got lots of homework to get done! Gotta be up early and in Greek Village by 9am. Keep checking back! =)


Sunday, August 12, 2012

Twitter fun

People don't understand why I enjoy using Twitter so much, especially compared to FaceBook...

Two words: Hash. Tags.

If you really want to see the trials and tribulations in 140 characters or less (short and sweet!) periodically search the hash tag #collegekidprobs

They are so funny and true that you can't make this stuff up. Hope you enjoy! Also you can find me on Twitter as @KtOknockout

For example:
"Eating my cereal with a fork because I forgot to get spoons #collegekidprobs" -@Ashwhee_B


Wednesday, August 8, 2012

Crazy savings!

Ok, I just HAVE to share this with you all....

Remember one of my previous posts about shopping around for textbooks before you buy them from your campus bookstore?

Well, my campus bookstore has the math book I need, used, for something like $125. As I was shopping around, I was going to buy another student's book for $50.. geez I thought that was a good deal.

LUCKILYYYY this transaction was going on via a Facebook group for USF students called "Free/For Sale".  A freakin ANGEL informed me that Bookholders.com has the exact same book for like $2 and some change.

With Tampa being an awesome place as it is, they actually have a Bookholders.com store right across from campus. Honestly, I did not believe the website's price.. so I went to the store because I was thinking it was some sort of eBay scam where it's like a picture of the book, or completely torn up or something of the like.

Lo and behold, I bought this math book from Bookholders for $2.98 !!!! It is in AMAZING condition, too =)




Saturday, July 28, 2012

Woohoo!

So let me update you:

I quit my job at the nightclub doing bottle service last Friday evening on my own free will. Basically a manager ultimatum'd me, saying if I chose to take a weekend off then there was no guarantee I would be put back on the schedule immediately thereafter (probably thinking I'd be too afraid to lose my job or something... good thing I'm not a p*ssy haha).... so ultimately I thank that manager for giving me the push to do the right thing and get into my field of study.

Almost one week out of work I went on my first interview at a pediatricians office, aaand I got hired on-the-spot! As I skipped out of the office I went straight to the scrub supply store and bought my first pair, which (in case you're interested) I decided on a pair of hot pink scrub pants and a brown top with green and hot pink circles. I'll take a pic on my first day which is Wednesday =)

The office is a family-owned and operated practice run by a husband and wife team. I did a little research and they received numerous praise from parents, so I am excited to learn their procedures in order to maintain that positive image and experience for both the parents and their kids.

It's kind of ironic that the first medical office I will be working at is a pediatrician, because if you ask anyone who knows me they will tell you I don't seem to be fond of kids.. but really.. I am. Kids are little sponges that soak up their surroundings and actions given off by others..  Kids can be AWESOME! They're fun, cute, innocent, and it's a great feeling when you teach them something and they learn from it... so priceless. I guess really I can trace my distaste for certain kids to their parents who do not properly look after or teach their children.

I'm excited to work with a pediatrician because I will finally gain experience in a doctors office setting while also being a small part of that child's life to perhaps teach them something positive in which they can carry with them, all-the-while keeping them healthy and happy.

It sucks to say but some people aren't good parents/guardians to their kids.
Now I know I don't know the entire background on this kid, but seriously... WHERE DOES A KID LEARN THIS BEHAVIOR?! News story and video here.

~~

Moving on.....
I got my chemistry books yesterday as well. On FaceBook there is a page for students at my school called "For Sale/Free" and I found a girl who was selling her chemistry textbook and solutions manual for $100. The book alone (used) is $120+... quite the bargain.

Also, I'm not sure if I will be able to accept a bid (if given) from a Greek organization =( Now that I do not have a "disposable income" job, the money I make I expect to be very steady.. so an extra couple hundred bucks here and there (which is what I was relying on to pay dues) isn't going to happen. I already paid my registration fee, so I will still go through the recruitment process. Who knows, I hear some organizations have payment plans... there may be hope for me yet. Only time will tell, I'm sure.

Oh! Alsooo, because I am double-majoring in both biomedical science and political science, I am now a poll-worker for the Supervisor of Elections in my county! Nerdy excited, I know. Honestly I think I was one of the youngest people at orientation this morning.

Also related to political science, I read on the YAL FaceBook page (YAL: Young Americans for Liberty) that there is a Leadership seminar, aka: bootcamp for politics, up at the University of Florida coming up for only $15! It includes food and hotel (yea I couldn't believe that either, so I double-checked by asking haha)!



In closing,

MY ADVICE: One thing that I wholeheartedly recommend to all students who have a fairly good idea of what they're interested in... use social networking to your advantage! Find your school (or schools you're interested in) and add them.. add student groups, follow them on Twitter.. they'll keep you updated on events and such that you can choose to participate in.  For you to succeed, you need to surround yourself with like-minded people.. then you'll be surprised how much you'll grow/learn, and how far you'll get, and how many connections you'll make throughout the process.






Thursday, July 19, 2012

Break the Cycle

I'm not sure about you out there, but I can personally say that ever since I started working in the "job market" at 15 I've worked nothing but BS jobs... serving, tossing pizzas, scooping ice cream, bottle service at nightclubs, answering phones.... hey, money is money right?

Well right now I'm at a point where I would really love more income, but there is a side of my brain that is saying, "dude, give up the crappy jobs and get working in your field of study!" Because really, isn't that why people go to college? To get a high-paying skilled career?

I finally have my two-year Associates degree specifically in Medical Sciences yet I am not working in the medical field... so I think the time is now. I've been pussyfooting around while looking at more BS jobs that I'm used to, but each time I look into it I hear myself thinking, "oh yay $4.65 per hour.. I hope people tip their servers as much as I normally do," but most of the time people don't tip their servers like I do... sighhh..

The fall semester is just over a month away and I don't have the kind of bankroll I was hoping for when I committed myself to working all summer long in order to work less during school.. I definitely don't have enough saved for sorority dues if I were offered a bid =( that much is kind of depressing.. on top of it we're moving into our new apartment one week before classes start which will cost more than what we pay now (granted, the extra space and new area are totally worth it)...

Something has got to give.. whether it's my fed-up-ness (totally not a word, but hopefully you catch my drift) with the jobs that I currently have, or a big break in the medical field, or perhaps biting the bullet and doing the last possible thing that can get me in the medical field... volunteer at a hospital. I just don't like that V word.. granted I know we all must serve our time to gain experience, but I'm committed to gaining experience AND getting paid for it.

Seriously, I'm nearly twenty-four mutha-truckin years old! Time to get seriously serious about my career field of choice. I'm pretty excited for school to start so I can at least join student-professional groups and clubs to build and expand my medical field network and connections.




Monday, July 2, 2012

Greek Update

Thanks Gina for the comment :)
I did, in fact, finish my application and paid the fee... recruitment is official!

I'm excited to be surrounded with other ladies who have big plans in life and aim to be successful. If there has been anything that I've learned over the years it is to surround yourself with like-minded people. Those who are unmotivated with neither ambition nor plans will more-often-than-not bring you down in more ways than one. By going through recruitment I hope to find a sisterhood that keeps me aiming high even when I find myself tired and drained.

The organizations are, w/(nicknames):
AΔπ - Alpha Delta Pi (ADPi)
AOÏ€ -Alpha Omicron Pi (Alpha O)
ΓΦB - Gamma Phi Beta (Gamma Phi)
XΩ - Chi Omega (Chi-O)
ΔΔΔ - Delta Delta Delta (Tri Delta)
ΔΓ - Delta Gamma (Dee-Gee)
KΔ - Kappa Delta (Kay-Dee)
ΣΔT - Sigma Delta Tau (Sig Delt)
ZTA - Zeta Tau Alpha (Zeta)

They gave me a book explaining recruitment, so here are the events that are scheduled (some is transcribed verbatim, with credit to USF Panhellenic) :

-Friday, 8/31: Orientation Night @ 7pm. Mandatory orientation; meet Pi Chi's (recruitment counselors) and the Panhellenic Executive Board; answer all questions and distribute final schedules for the week of recruitment.
   [What to Wear: casual]

-Sunday, 9/2: Spirit Day @ 9am. Consists of (9) 25-minute events where potential new members (PNMs) will visit all Panhellenic chapters in a meet-n-greet.
   [What to Wear: casual, simple tops with shorts or pants]

-Monday, 9/3: Philanthropy Day @ 9am. Consists of (6) events lasting 40-minutes each. PNMs will participate in an activity (usually making a craft) that will support each chapter's philanthropy.
   [What to Wear: casual clothes, nothing expensive due to paint and/or glue in crafts]

-Friday, 9/7: Sisterhood Day @ 1pm. Consists of (4) events lasting 50-minutes each. Sororities will show PNMs a video displaying their chapter's sisterhood, philanthropy, activities, and other highlights.
   [What to Wear: slightly formal, wearing outfits you would wear to a nice dinner or church]

-Saturday, 9/8: Preference Day @ 9am. Consists of (2) events lasting an hour each. Sororities welcome PNMs for a deeper look into their sisterhood, traditions, and/or rituals.
  [What to Wear: formal dresses, such as cocktail or semi-formal events]

-Sunday 9/9: Bid Day @ noon. The day PNMs fins out which sorority has extended them an invitation to join their sisterhood!
  [What to Wear: the recruitment t-shirt provided, and comfortable shoes and bottoms]


There is other useful information in the booklet they provided, such as "What to Talk About" during each day of recruitment.
Suggestions like: Why did you join a sorority, and what is your favorite part? What are some requirements for your chapter? What is your best memory with your sorority? What other types of events do you participate in, and which are your favorites? Ask about social, time, and financial commitments... Open up towards the end to those you felt a stronger connection to... 





Thursday, June 28, 2012

Greek

I'm deciding whether or not to join Greek Life...

There was an info meeting last night, and it seemed alright. It was setup in a "science fair" style with each sorority having a table and decorated poster-board on display. You can definitely tell the different feel with each group, but for only spending a few minutes talking it may be too soon to tell. There are designated "counselors" who are basically girls that "give up their letters for recruitment so they can help new members find their letters," and there to help you with any questions and such.

They gave us a nifty Sorority Life Guide that lays out all the info about Greek Life, recruitment and the different chapters at the university. It is a helpful tool, for sure.

Honestly, I just felt OLD. All the girls seemed to be barely 20 and high-school-y.. no offense to those of you who are still getting through high school! For going on 24 and just now getting into the university lifestyle, it will just take a little getting used to.

I've filled out the application probably three times now, but every time I get to the end I'm not sure it's something I want to spend $65 on. Not to mention what happens if I get a bid... then I have to worry about $800-$1200 in dues PER semester, plus the time commitment. Buuuut then you have all those current members saying how they also work, do well in classes, and have a ton of fun with their sisters... so I don't know if I'm just being speculative.

Maybe I'll go through with it. You're only in college once, right? Besides, then I can tell you all about it in case you are thinking of doing the same. =)


Thursday, June 14, 2012

5 Note-Taking Tips

Along with textbooks being provided to you free of charge, GONE are the days of your teachers giving you class notes to copy.  YOU, dear friend, are now responsible for writing down notes from spoken lectures in your classes. Do you have good note-taking skills? Let me give you a few tips on how to efficiently write notes in college:


~~~

1.) If your professor repeats a phrase, or says it rather slowly or louder than usual (to ensure you write each word down), then write it down and highlight it! I've found that professors do this when students commonly miss questions on an exam relating to what they are saying.  *Note: Do not only write down these obvious hints from your professor! They alone will NOT get you by. You must actively pay attention and take notes throughout your classes.

2.) Always define terms (vocabulary) in  your notes. It is also a good idea to highlight defined terms in the same color highlighter that way you can easily spot them.

3.) Read the textbook section BEFORE coming to class (it will be stated in your syllabus)! If you have read the text assigned for that day, then you can more efficiently take notes by knowing what material will be covered, and how specific you should be when noting certain topics. Also, use chapter summaries to make sure you covered all the major learning objectives! For instance, in chemistry if you didn't read the text and your professor is explaining an example of how something works, more often than not you will hastily write down their elaborate explanation rather than the concise material via the text.

4.) Outline! Are you familiar with outlining? Check this out if you aren't: http://thatcollegekid.com/how-to-create-a-successful-outline/   Note!: Usually it is difficult to write a fluent, mistake-free outline while taking notes during lecture. The best outlines are made while you are studying with all the notes you took during class-time... that way you can organize your textbook notes, lecture notes, and examples in a clean and orderly fashion (and so they're all in one place for easy use when exam study-time comes around!)

5.) Abbreviate! This is a super helpful tip, just be sure to be consistent in your abbreviations. For instance, I use "b/c" for "because"... I use "para" (spanish, haha) for "in order to"... and in chemistry I use element symbols instead of writing out the whole word. Large annoying phrases like "significant figures" can be shortened to "sig figs," and "aggregate expenditure" can be "AE."


Saturday, June 9, 2012

"20 Things I Should Have Known at 20" -Julian S.

I like Twitter.. having said that, I follow Chegg (that nifty online textbook rental company) and they posted a link to the following:
~~~
(theburiedlife.tumblr.com)

20 Things I Should Have Known at 20.

1. The world is trying to keep you stupid. From bank fees to interest rates to miracle diets, people who are not educated are easier to get money from and easier to lead. Educate yourself as much as possible for wealth, independence, and happiness.
2. Do not have faith in institutions to educate you. By the time they build the curriculum, it’s likely that the system is outdated– sometimes utterly broken. You both learn and get respect from people worth getting it from by leading and doing, not by following.
3. Read as much as you can. Learn to speed read with high retention. Emerson Spartz taught me this while I was at a Summit Series event. If he reads 2-3 books a week, you can read one.
4. Connect with everyone, all the time. Be genuine about it. Learn to find something you like in each person, and then speak to that thing.
5. Don’t waste time being shy. Shyness is the belief that your emotions should be the arbitrators of your decision making process when the opposite is actually true.
6. If you feel weird about something during a relationship, that’s usually what you end up breaking up over.
7. Have as much contact as possible with older people. Personally, I met people at Podcamps. My friend Greg, at the age of 13, met his first future employer sitting next to him on a plane. The reason this is so valuable is because people your age don’t usually have the decision-making ability to help you very much. Also they know almost everything you will learn later, so ask them.
8. Find people that are cooler than you and hang out with them too. This and the corollary are both important: “don’t attempt to be average inside your group. Continuously attempt to be cooler than them (by doing cooler things, being more laid back, accepting, ambitious, etc.).”
9. You will become more conservative over time. This is just a fact. Those you surround yourself with create a kind of “bubble” that pushes you to support the status quo. For this reason, you need to do your craziest stuff NOW. Later on, you’ll become too afraid. Trust me.
10. Reduce all expenses as much as possible. I mean it. This creates a safety net that will allow you to do the crazier shit I mentioned above.
11. Instead of getting status through objects (which provide only temporary boosts), do it through experiences. In other words, a trip to Paris is a better choice than a new wardrobe. Studies show this also boosts happiness.
12. While you are living on the cheap, solve the money problem. Use the internet, because it’s like a cool little machine that helps you do your bidding. If you are currently living paycheck to paycheck, extend that to three weeks instead of two. Then, as you get better, you can think a month ahead, then three months, then six, and finally a year ahead. (The goal is to get to a point where you are thinking 5 years ahead.)
13. Learn to program.
14. Get a six-pack (or get thin, whatever your goal is) while you are young. Your hormones are in a better place to help you do this at a younger age. Don’t waste this opportunity, trust me.
15. Learn to cook. This will make everything much easier and it turns food from a chore + expensive habit into a pleasant + frugal one. I’m a big Jamie Oliver fan, but whatever you like is fine.
16. Sleep well. This and cooking will help with the six pack. If you think “I can sleep when I’m dead” or “I have too much to do to sleep,” I have news for you: you are INEFFICIENT, and sleep deprivation isn’t helping.
17. Get a reminder app for everything. Do not trust your own brain for your memory. Do not trust it for what you “feel like” you should be doing. Trust only the reminder app. I use RE.minder and Action Method.
18. Choose something huge to do, as well as allowing the waves of opportunity to help you along. If you don’t set goals, some stuff may happen, but if you do choose, lots more will.
19. Get known for one thing. Spend like 5 years doing it instead of flopping around all over the place. If you want to shift afterwards, go ahead. Like I said, choose something.
20. Don’t try to “fix” anyone. Instead, look for someone who isn’t broken.
(Written by: Julian Smith inoveryourhead.net)

 ~~~
I completely agree with most of these..they each have a lesson we will need to learn at some point, but the ones I list below I have more experience with (and I'm just going to skip over the money ones because we all know how bad I suck at handling money.. luckily I'm getting better though!) :-)

 -number 1 speaks volumesssss. If you aren't educated to some degree you will eat up what everyone else says, whether it's true or not. Take for instance, economics. I've always been intimidated by the subject... well I finally had to take a macroeconomics course and not only did I become less afraid of money markets and their jargon, but my professor said something along the lines of, "now that you all know this, you will constantly see misinformation on major news networks when they speak of the economy," and she is totally right. I'd give you an example but then I'd need to explain subsidies, GDP, and media bias which will definitely take more than a paragraph LOL.

-number 2 makes a great point... educational institutions are bound by state legislatures (for public schools). Coming back to economics, they need to make our education as cost effective as possible. So what's the next best thing? If you said EXPERIENCE, then you win! Get out there and find an extra-curricular group who's mission is something you are interested in. Whether it's politics, environmentalism, money management, swing dance, foreign language... 98% of the time there is a student group out there of others who are interested in the same thing.. and the best part? You as students get to decide what you want to do as a group (if your group is part of your student government, then you get funds to budget and further your cause, whatever it may be). The other 2%? If your group isn't on campus, you can start your own! See your student government for more details.

-for number 8 I would use a different word than "cool" because really, that all depends on who defines that slang term. How about, people that are better than you? Now I don't mean that in a derogatory way, but a mentor of mine taught me how to really shoot pool (billiards) and his number one advice is, "always play someone better than you, otherwise your skills don't get better."

-number 15 is great advice not only for your own health, but so many people rely on box meals (Hamburger Helper, EasyMac, and the like) for their nutritional needs. Big mistake, and it comes back around to number 14 because your body would much rather have simple foods compared to boxed meals loaded with unnatural preservatives.

-number 17 can be done in other ways. Me personally, I'm a list-maker. If I don't make a list, I don't get everything done (if at all!). Whether it's the grocery store, chores, my bills, or errands... if I don't have a list, I forget. Have a calendar, or a reminder app, use alarms and the like to keep your obligations to a minimum... besides, what happens when you forget to pay a bill on-time? Your credit score goes down and you get hit with extra fees (more money that should be in your pocket!)

-number 19 I can vouch for because my philosophy used to be, "why only do one thing when you can do so many?" I have a lot of interests, but the main problem with doing so many different things is that you never have enough time to dedicate your time and energy to just ONE of them so you can consequently excel at it.


Wednesday, June 6, 2012

Smart $hopper!

Who says you can't be a smart shopper when it comes to textbooks? 

One of the biggest expenses (besides tuition) college kids have to deal with are ... sighh... textbooks. No longer are we lucky enough to have high schools simply provide us with a textbook to use.

However, if you have a little time and patience you can find these (usually expensive) textbooks for a better deal than your campus bookstore can provide.

For example, last night I looked up the textbooks I will be using for this Fall semester's courses.. (only a few were available considering it is the beginning of June). Now the MAIN THING you NEED when looking for your particular textbook elsewhere is the ISBN number. It is basically a serial number for that specific title, author, and EDITION textbook your professor requires.

*Pay special attention to Edition numbers! Some professors don't mind if you have an earlier edition, however page numbers will be off and you will make life just a little bit harder on yourself.*

Let's take my International Relations course.

Now when looking up your textbooks, most likely your college/university will automatically direct you to their store. BUT! With that nifty ISBN number, we can easily look up the same textbook in other online venues.

Notice that there are 3 prices.

The first is the RENTAL price. Renting textbooks is kind of a new thing, but basically you pay to use the particular textbook for the semester and then return it as soon as your course is over in the SAME condition that you received it in.
*To be honest, I've never rented a textbook; I fold pages, write/highlight, and sometimes I get caught in the rain when riding my motorcycle... so for me I find it safer to just outright buy the thing... just in case. Because if whoever you rent it from calls you out on returning their book in less than ideal conditions, you have to dish out more money which we all know doesn't grow on trees.
The second price is how much a USED textbook will cost you. A used textbook is simply that... a book that has been used by another student who chose to "sell it back" after their course was over. No harm in that!  
The last price is the FULL RETAIL VALUE when brand spankin' new.

Phase One: complete. We know which particular textbook our professor assigned for the course.

Phase Two: finding the best deal. Take the ISBN number given (something like 12ish numbers long; you can find it in the first few pages of nearly all books... you know, where all that publisher information is, OR it is usually listed on/near the barcode) and Plug-N-Chug! Start with Google.. all the websites that have it available will come up, such as Amazon, Chegg, Alibris, Textbooks, etc.

I found a BRAND NEW textbook, still in the wrapper (the one listed above) at Alibris.com for the following:
Phase Three: Whatever website you are on, do yourself a favor and open a new window, pull up Google or whichever search engine you choose, and search "[website] coupon promo codes" ... in my case last night it was "Alibris coupon codes". That's where that awesome $5.00 off came from =)

So to sum it up, I purchased a brand new textbook for 70% less than full retail value. AND! With that awesome little promo code, I virtually got free shipping =)



My Mistake:  My first two semesters in college I really didn't care how much textbooks cost because I got a ridiculous amount of financial aid and I had enough left over from tuition to be able to pay for new books. A new Anatomy&Physiology textbook ran about $250, not to mention the other four classes I was taking. Granted, this shouldn't really be considered a mistake, but rather a bad habit of expecting money to be there. What happens when the next year, you do not receive as much aid? Or you don't get that scholarship two years in a row?

My Advice: Save Save Save whenever possible! Don't kick yourself because there was an opportunity for you to save some money that could've been used to help you in-the-now.

((UPDATE! The book came early and in perfect condition, still wrapped in plastic. Happy camper.))

Monday, May 28, 2012

Super Saver

How many of you have a job that gives you a 401k?

If you're like me and work as a server then your employer would probably laugh at you if you ask for a 401k through them.

Like you already know if you've read previous posts, I'm a horrible money saver. So I did some research and found out that there are other types of accounts you can open strictly for saving that you cannot touch (which is exactly what I needed!).

They're called IRAs, or Individual Retirement Accounts. Basically you put money into it and you can't touch it for x amount of time, depending on the institution where you set it up at. They do earn interest over time, and taxes are paid depending on what kind of IRA you open (traditional or roth).

I go to my bank whenever I have extra money and I strategically deposit money into my checking, saving, and IRA account.

It may seem nerdy to start saving for retirement at the ripe age of 23, but hey, I don't want to work til the day I die. When 50 or 60 rolls around, I will have choices.

It's all about the choice, and I would rather have them then not... that's for sure!

Financial Aid

YESSS!

The long awaited day is finally here... my financial aid award letter came!

The university played a little trick on me, or perhaps the community college I previously went to didn't show me all my options. On the university award letter, loan amounts are added into your total aid amount while at the community college you have to ask for loan amounts (after waiting in the financial aid office for 3-4 hours).

So, needless to say, I got pretty excited when $9,000 per semester came up as my total award amount (this is what I get for being a "scanner" reader).

This whole state-budget-financial-limbo-fiasco crap really sucks because tuition rates for the upcoming academic year still have not been posted yet. This past year's tuition rate at USF was like $192 per credit hour, so I'm expecting it to be upwards of $210 per credit hour in the fall.

The letter I receive estimates tuition and fees to be $5,800 for the year (2 semesters).. so each semester will cost roughly $2,900 in tuition, and probably another $300 in fees (lab fees, technology fees, green fees, etc.). I was awarded the Pell Grant's full amount of $5,550 (split between 2 semesters) plus an institutional need-based scholarship of $1,200 (split between 2 semesters). That puts me at $3,375 of financial aid money per semester.

Thank GOODNESS I have enough to cover tuition.. I will have to fork over $$ for textbooks (I'm a science major so not only do my textbooks cost more than liberal arts majors, but I also have lab fees for materials in classes like chemistry, biology, and botany) but I am happy to pay it. I have been really worried about paying for tuition at the university level because it costs so much more than the community college.

I feel so extraordinarily lucky to have been allowed to pursue higher education with little costs. THANK YOU, GOVERNMENT!  Your investment will not be wasted.

I know the further I go the more I will have to pay... and if medical school really happens then I will definitely be on my own then. But at least I will have a bachelor's degree to be able to work within the medical field to not only make money, but gain first-hand experience and give back to the community all at once.

MOST STUDENTS' MISTAKE: Do everything you can to avoid loans! Exhaust every last option before you even think about taking one out. Don't let subsidized loans entice you, because even though they are "the lesser evil" than an unsubsidized/private loan there are tons of stipulations attached with them (just like any loan).
For instance, (take a subsidized loan which usually defers interest AND payments until you graduate) if you decide that your course load is too much and you drop down to part-time status, you have to pay... If you decide to take a semester off for a family emergency, you have to pay.

MY ADVICE: Work your butt off and save money! That way when the time comes to pay more, or federal aid decreases you have an option before loans come into the picture.*One thing I do (which is probably more of a mental trick on myself) is over-estimate on everything, even if I am shopping.. that way when I don't spend as much and have some left over it's like, "hey look I didn't spend as much as I thought I would!" ... then I take the extra few bucks and put them in my savings account.
=)








Friday, May 25, 2012

Balance/Moderation

Balance and Moderation...

Two simple words each implying steadfastness and the mental ability to know when too much is really too much.

Work, course loads, obligations, promises, family matters, and the like... ALL require this. Too much of any can cause stress, irritability, fatigue, and hopelessness. Not enough can cause rifts in relationships, carelessness, and sometimes mild spouts of depression-like feelings.

Balancing all of your obligations, family matters, school work, job(s), and the nitty gritty details inbetween is, in fact, a challenge that everyone struggles with... even for those not in college. So you can imagine how hectic some of us students get when we have midterms/finals on top of all the other crap we have to deal with. Solution? Balance and Moderation.

When I went to orientation for the university, all the faculty members kept reiterating something like, "Hey we know how stressful it is to do what you do.. so we encourage you students to blow off steam and stress with some fun," whether it's college night at your local bar, concerts, zombie vs human chases (which was pretty cool btw!), and a bunch of other weird off-the-wall events that most universities sponsor for their students.

I'm still working on the whole Balance aspect myself.. except for me I do a different balancing act; instead of doing what most people would do (strategically plan and space out job times throughout the week), I'd rather do it all at once and have a few days to do absolutely nothing. No really! See why I said I don't really have it going for myself just yet?

Despite receiving the same suggestions from both my neighbors and my fiance in regards to my work schedule, I think this type of balance works best for me.

For example, here's my work schedule for this and next week:
Wednesday: Ybor job (10pm-3am)
Thursday: Ybor job (9pm-3am)
Friday: mall job (12pm-9pm) and Ybor job (9:30pm-4am)
Saturday: mall job (3:30pm-9pm) and Ybor job (9:30pm-4am)
Sunday: mall job (11am-6pm)
Monday: mall job (12pm-9pm)
Tuesday- OFF
Wednesday- gosh I hope I get this day off!
Thursday- mall job (12pm-9pm) and Ybor job (9:30pm-3am)
[repeat Friday thru Sunday schedule]

TOTALLY off balance, right? Geez just wait until the fall semester starts! I will definitely have to change it up when the time comes, but for right now this works for me. But, I know me. I hate doing something every single day. I love lazy days!

Everyone has different comfort and stress levels. I'd rather just be a caffeine junky for the weekend and then lay around my apartment in my jammies laying upside down on my couch while watching TV and eating Snack Pack chocolate puddings for two days straight (awesome visual, right?).

MY MISTAKE: I probably said it already and doing the WHAM-BAM one-after-another tactic, but so far it isn't turning out too bad.. and I'm banking in the meantime so that works out.

MY ADVICE: Even though we may balance our lives differently in order to moderate our time (and sanity), we must remember that each person is different with different obligations and goals. So do what you can handle without driving yourself crazy. So far my sanity is intact... 


Saturday, May 19, 2012

Compare-Me-Not

What do we do when we are in the market for buying some new product?  Most people compare two similar products to see which one they would be more happy with. But when speaking in the context of people/dreams/ambitions/life, comparing them between people is not an effective way of deciding what you should do.

I went through a period where I compared my life with that of my best friend; her route had led her to success, so why not me?

Simple!

I'm not her, and I never will be. Some people (dare I say) waste a good portion of their life-time (not lifetime... time within their life) by following in someone else's footsteps (how cliche, but let me explain). When you're young that is all you really have to look at though... you see others (family, friends, classmates, etc) and what they're doing because honestly, who has a crystal clear idea of what they want to be in life? And you see their results! You see them and how their decisions worked for them.

True story: the first thing I ever wanted to do when I was young was to be a garbage man so I could ride on the back of the truck.I would run to the window whenever I heard the ginormous truck rumbling down the street, and watch them work until they rumbled off to the next street. Granted, this was when I was five years old LOL.

As time went on I went through different stages of what I wanted to be "when I grew up" based on a bunch of different factors. The next thing I wanted to do was be in a girl band (hey I'm a 90s kid), then a sports star, professional snowboarder (Kelly Clark doing it big!), and after all that I decided on the military... basically because when I would go to grandma and grandpa's house, my cousin Michael gave his Navy wings to my grandma.. they were on display along with other cool pictures of refueling fighter jets in mid-air. I saw how it worked out for him, and all the cool places he's been, so I made my choice based on that. He's doing it, and it works well for him.. why not me?

Wellllll if you read my previous post then you know what happened with me and the military route. I moved to Atlanta with my girlfriend and we chased her dreams together for over a year.. and we had a blast. But one day I said to myself, "Self, why aren't we progressing in life like everyone else? Mathew (my brother) graduated from Boston College and lives in Colombia working at some embassy, and Kimberley (my sister) is applying to the PeaceCorp while rolling around in her 401k, and what am I doing? Working crappy server jobs without a high school diploma? I'm no fortune-teller but I doubt this will turn out well if I don't figure out what I want to do in life."

Long story short, you will go through many many different "stages" of career paths.. not just while young but even as life progresses. It's a process, for sure! Just remember, your heart, gut, and mind (when all working properly) will never steer you wrong. =)

~~~

My Mistake: Wasting my time following others' career dreams. I could have my bachelors degree by now if I would have figured out what I wanted to do sooner. However, comma (my dad says that haha), I would not take back the time I spent figuring it out for anything. The lessons learned, people I met, places I've been, and fun that was had are memories that won't be forgotten.

My Advice: Do what you like (not "go rob a bank" do-what-you-like, but do what comes naturally to you). Practicality is a must, but when something doesn't seem so practical, you will need a ton of ambition and drive to make up for it. Nothing is impossible!

Wednesday, May 16, 2012

A little about me

So I realized as I myself browsed through other pre-med student blogs, I don't like to read info from someone whom I know nothing about. In case you're interested about the author, keep reading:
~~~~

My name is Katharine but my friends call me Katie. I'm 23 years old and I live in the beautiful Tampa Bay area with my fiance and little puppy dog. Originally, I grew up in Las Vegas and moved to Florida in 2004.
I've always been a good student until moving to Florida (the education system here SUCKS! and screwed me out of the honors courses I took while in Vegas. I mean really, does your state have "State Edition" textbooks? Why does Florida have "Florida Edition" textbooks? Nevada never had that..). The first Florida high school I attended, I requested to be transferred there for their NJROTC program as I was heavily involved in the United States Naval Sea Cadet Corps (USNSCC) back home because being commissioned as a Naval officer was my chosen career path.. no backups. That is what I was going to do (my cousin flies fighter jets in the Navy, and he even teaches pilots in the Air Force on certain fighters/bombers). I succeeded in the unit, but decided the next school year to transfer to a new technical high school to study automotive sciences (I have this thing for learning how to do stuff instead of paying other people to do it... ironically this is when I started driving my own car LOL).

*sidenote: I decided against the military for a few reasons... the first, the wars in the middle east were still raging on after 9/11/01; an amazing young man, a fellow comrade in NJROTC, and my prom date never made it back after becoming a US Marine and shipping out to the frontline [RIP Patrick Malone]; and secondly the ONE day when I went into the recruiter's office to schedule an ASVAB exam is when I was t-boned in my car while trying to leave the shopping center.. I'm a believer in the universe and timing, so I held off.

 The end of my junior/beginning of my senior year I worked at a Ford dealership as a technician intern, and specialized in suspension/steering and automatic transmissions. This may sound weird, but working on cars is where I got the inspiration to work in the health care field. While taking clutch packs out of a RWD transmission and taking them apart, it felt like car surgery and I loved it. I loved the thought of taking car diagnostic skills and applying them to people. The tests you do to eliminate possibilities and ultimately find the problem for a smooth ride were exciting, thoughtful, and productive.
Long-story-short, I neglected to finish a pesky half-credit in math and ultimately did not graduate in 2007. Fast forward through two years of drifting through Atlanta, GA after-the-fact and you'll find me back in Florida two weeks away from moving back out West with no real plans. This is when me and my fiance (not so at the time) crossed paths again, and he is to thank for helping me find the right path to where I am now.
In 2009 I aced my GED exam and enrolled in my local community college aiming for their nursing program. Two years later, after finishing all of the pre-requisites needed to apply to their program I got to thinking that in the two years it took me to simply finish pre-req's I could have earned an Associates degree. If I stuck around and waited for admission into the community college's nursing program (plus two years of nursing coursework + clinical rotations), by the time I had finished I could have earned a four year baccalaureate degree. So I went to an advisor and looked at other options. One year after making that decision I graduated from HCC with an Associates degree in Medical Sciences earlier this month, 2012.
Nursing is still an option because there is a BSN (Bachelor of Science in Nursing) degree available at the university I will be attending, but there are many many more fields of study within healthcare that I will aim for something else that relates to patient wellness.

Now it is 2012 and I start classes at the University of South Florida in August of this year aiming for a Bachelors degree in Biomedical Science, and possibly a second Bachelors in Political Science. Hopefully this blog will help others, and in another three years I can write about the MCAT, helpful info guides, and the medical school admissions process as I hope I will be taking part in it.
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I've definitely learned important subject matter, but better than that I learned more about myself and the decisions that I make. With each twist, turn, obstacle, and ultimate decision I am molding myself as an adult who's looking after their own life and future. I know 23 is definitely an adult age, but really 20 years old is when the "hey let's figure out where I want life to take me" thoughts started coming in. Yea I started late (especially comparing me next to the youngest student in my CC graduation, 16 freakin' years old!), but it wasn't too late. The oldest graduate in our class is 73.


No one is ever too young or too old for any education.
*
You should never be discouraged from continuing educational endeavors based on stigmas, statistics, or "Negative Nancys,"
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if you truly follow your heart, gut, and mind, you will never be lead astray.
 *
 Some things and their subsequent timing happen for a reason... 
 *





Monday, May 14, 2012

"Excess Hours" update

Here is an update on the Excess Hours legislation post from a few days ago:


According to the University of South Florida's Registrar's Office,

"The law provides for the following exceptions, in which instance the excess hours surcharge will be waived for additional college coursework taken:

1. Articulated accelerated credit (e.g. Advance Placement, International Baccalaureate, CLEP*, Dual Enrollment, etc.)
2. Internship credit
3. Certification/Recertification credit (e.g. teacher, nurses, etc.) and certificate program credits
4. Credits withdrawn due to medical or personal hardship
5. Credits taken by active-duty military personnel
6. Credits required to achieve a dual major (NOTE: the law only exempts those hours “required” to obtain a dual major, rather than every credit hour a dual major student chooses to enroll in.)
7. Remedial and English as a Second Language (ESOL) credit
8. Military Science credits in Reserve Officers Training Corps (ROTC) programs"
*CLEP stands for College Level Examination Program, and it basically is a test you can take to earn credit for a course without taking it. To "CLEP out" of a course, you usually pay a test fee at your college/university's test center and proceed to take a test that covers information ("course objectives") that you would learn in whatever course you are trying to CLEP out of. Students take advantage of this exam usually for one main reason... to avoid paying for a class full of information they already know. This mainly happens if the CLEP test is a pre-requisite for another course you need.

Sunday, May 13, 2012

Choosing your professors

Most (if not all) college students swear by the website RateMyProfessors.com (I'll abbreviate RMP) when choosing classes from the ginormous list of options for whatever course you may be taking. For some classes there may be multiple sections with multiple professors ("sections" are each individual class.. for instance, when registering for classes you are usually asked for the section number so the computer knows exactly which class, time, professor, and room you are requesting), while other courses have a limited number of available sections.

When you are faced with a laundry list of sections and professors to choose from, it definitely would not hurt to look them up on RMP first. There are reviews from students sometimes as far back as 2006! RMP reviewers are asked to provide what course they took with the given professor, easiness, helpfulness, topic interest, and clarity based on a one-to-five scale. There is even a "Hottness" (optional!) check-mark in case you like to "enjoy the scenery," LOL.

My Experience: A time or two I simply knew what courses I needed for the semester, and registered for the sections that best suited my schedule. When I first started in college I didn't think it was necessary to be choosy or picky because aren't all sections teaching the same objectives?

 After I registered I took the time to look up each professor on RMP. Luckily I did because I totally avoided a biased political science professor who was described as "an extreme leftist" and graded as such. Review after review explained that if she did not agree with your position you would be docked points... and as such, the most successful students wrote papers and took positions in which she wanted to hear. Needless to say, I went back to the available sections list and chose a more neutral professor.

Now don't get me wrong, one review should not make/break your decision to take a certain professor's course.

My Advice: When the same negative description is repeatedly stated over a significant span of time a red flag should be thrown.


Saturday, May 12, 2012

Admissions

This article just goes to show that what seems impossible isn't always out of reach =)

http://thechoice.blogs.nytimes.com/2012/05/08/the-envelope-please-jason-solis-4/?src=tp

When I apply to med schools I will definitely not exclude ANY College of Medicine no matter what stigma it may hold.

stig-ma:
1. a stain or reproach, as on one's reputation.

Friday, May 11, 2012

Work AND School...

You probably know a few stigmas associated with college kids and how they pay for school.

The first:
 -the student who works their tail off at two or three crappy jobs, works nights and weekends, and barely catches enough sleep let alone study as much as they should.

The second:
 -their parents pay their tuition, give them a car, pay their rent, bills, and the student does not have to work any jobs, which ultimately frees up their time to concentrate on their studies.


So which one are you? I've known one person that was lucky enough to be in the second situation (ironically he is my fiance) while I am definitely the first student described.

I work at a local mall serving concessions on Fridays (12-9p), Saturdays (3:30-9p), and Sundays (11-6p) and I also work in a local nightclub (not a strip club I promise lol) in Ybor City as a VIP bottle waitress on Wednesdays, Thursdays, Fridays and Saturdays (9p-4a). Luckily I have been receiving federal Pell grants among some other institutional scholarships to pay for nearly all of my community college tuition, textbooks, and other related expenses up until now.  I'm still awaiting this academic year's verdict (i.e. overall amount of financial aid I will receive) and sweating like crazy until I find out.

However now that I am transferring to my local university, tuition costs are almost three times as much, and my financial aid will start to decrease as my credit hours increase. Needless to say I'm pretty stressed. Working like a dog in customer service is frustrating as all hell because I hate dealing with people's crappy attitudes. Granted not all people are rude, but a good portion of them are.

So what is the purpose of this post? Many things on top of me ranting because as I type this I'm sitting in the mall fuming from some customer's lack of respect. It's difficult if you are the first type of student because there are so many other things on your mind that you need to do, and frankly dealing with some stranger's rudeness makes everything seem so much more difficult. It makes you feel like your job sucks and your stuck in it because how else will you pay for school?

MY MISTAKE: Not saving money from my meager paychecks to help myself work less later on when the semester starts to lessen stress caused by the decreased amount of available time and sleep, and the increase of stranger's attitude problems.

MY ADVICE: Save your money, and work as much as possible during academic breaks. Birthday money? Save it. Textbook buyback money? Save it. Yes it's fun to go out and spend an exorbitant amount of cash to make yourself feel good (or is that just me?) but dang it will feel so much better saving that money instead for when you really need it, and not have to work as much as I currently do.

*The time now is 8:30pm and I have to close up the kiosk (job #1) early and risk our business getting fined for a "lease violation," and rush over to Ybor (job #2) to deal with drunk people. At least the club is more laid back and chill than the mall.. no offense to family people but dang Westfield Mgmt is ridiculous when kissing their customer's you-know-whats.

Please excuse this post, it is definitely a rant. But hopefully out of my frustration you will see that saving money is pertinent not just in college, but throughout life. People that work less have more time to concentrate on getting A's (and fun things), while people who work more vent and complain about their days at work, and ultimately struggle to pass their classes with good grades (because if they don't, guess what? It will cost more!). LOL true story.



money money money

Now who am I to blog about money? I have the WORST spending habits known to man. My habits have gotten better now that I work two jobs like crazy, but to give you an idea of how frivolous my spending habits were I put it like this: every time I got any sum of money, internally it was like a contest to see how fast I could spend every last penny.

Luckily this not-so-awesome trait is evolving into a more money-conscious state of mind. At the moment I am looking into some sort of retirement savings account (IRAs) since neither of my employers offer 401(k) accounts, and even CDs (if I can ever save a thousand bucks....).

So what is this post about? Patience.

Any college kid will tell you that they sell their textbooks at the end of each semester, which is totally reasonable. I mean really, what use will I have for a pre-calculus algebra textbook if I'm taking Life Science Calc II? Go ahead and sell it!

My Mistake: I'm all for the instant-gratification sale to get cash-in-hand ASAP, but then I realized how much money I was losing out on. For example, after my finals I went to my campus bookstore to see how much they would offer me for my textbooks (a chemistry textbook and a political science textbook).. "$30 each," he says. Luckily I had punched in the two book's ISBN numbers the night before into buyback sites (links below) to see how much online retailers would offer. Chegg had the highest price at $45 per book!

My Advice: Shop around.... but like my first post of this blog states, more and more people use the internet for research and services, INCLUDING textbook buybacks. Websites like Amazon.com, Chegg.com, Textbooks.com and more usually offer free shipping on top of the amount they give you in exchange for textbooks in very good condition. All you have to pay for is the box/envelope they ship in ($3 max). *I used Chegg for the first time after hearing about them from many other students, and honestly I was surprised at the turnaround. I shipped them off at my local UPS store on Thursday afternoon, they arrived Monday morning, and I received my checks in the mail on Thursday. Just when I had forgotten about the money, it was sitting in my mailbox. =) Kind of like finding a $10 bill in your dryer... free moneyyyy!

I know it's just $30, but I say this a lot especially when I'm buying non-durable goods (hey I learned something in macroeconomics! Non-durable goods are things like food, coffee, cab service, etc.. things you don't keep basically). First it's $10 here, $5 there, next thing you know you blow through your whole measly paycheck before the weekend is over and have nothing to show for it, except an appetite to spend more money you don't have. Hopefully you have crappy credit like me so you aren't urged to go out and get a credit card to continue the cycle.

*Hey I don't wish credit card debt, or any kind of debt on anyone, but I can say not having access to a line of credit helped me realize that I need to either earn more money or save more money. Not borrow it.

recent Florida legislation regarding credit hours

If anyone lives in the sunshiny state of Florida then there is new state-wide legislation that you NEED to be aware of. The first time I heard of this was at my USF orientation... needless to say I was shocked, discouraged, and pissed all at once. This legislation applies to all Florida public universities.

It's called EXCESS HOURS [Florida Statute 1009.286]:
- "Fall Semester 2012 and beyond  admits will pay double the tuition rate for each credit hour either beyond 132 for students in a 120-hour degree program or 110% in excess of the hours required." (source: http://www.registrar.usf.edu/regurl/os/excess)




 With budget crises happening in nearly every state in the American union, state governments are being forced to cut funds and find money in every nook and cranny of their budget. The thought-process in Florida legislator's minds goes something like, "There are students who have upwards of 180 credit hours without a degree. These students are taking away classroom seats from incoming students who need the hours."

  Be aware of your state's legislation, laws and statutes by checking the State House and State Senate websites that apply to you. Check the Senate page for more solidified statutes, and check the State House site for things that are coming up.. if you keep on it you can mobilize a campaign to keep legislation like Excess Hours out of your state, and ultimately save you money if you aren't quite sure what you want to major in. (If you have Twitter, local leaders almost always have one! Besides, how many people really follow local leaders? If you keep tweeting them I believe it is the most direct way to get your thoughts across)


MY MISTAKE: Well, this doesn't really qualify as a mistake because nearly all college students changed their major at least once, but I wish I would have not taken the easy route. I originally enrolled in community college to complete a nursing program and get my RN license with a two-year degree. While the program is quite competitive I did all of the Nursing-ONLY pre-requisites because I did not think I needed anything else since I was not planning on transferring for a higher baccalaureate degree. There are options, of course, according to your institution's advising guides, and I HIGHLY recommend considering all of your options.

For example, let's take my big uh-oh [that I am currently facing] with chemistry. The nursing pre-req requirement for chemistry would be satisfied by taking either CHM1032+L "Chemistry for Health Sciences" (with a concurrent lab), or CHM1045+L "College Chemistry I". Now with CHM1045 there is a pre-req course required to register which is CHM1025+L "Modern Chemistry"... but I thought, "ehh, I'm not planning on transferring so I'll take the health science chemistry so I can hurry and apply to the nursing program."  Ultimately, I never applied to the program for 2 reasons:
1) I did not think I was competitive enough as an applicant, and
2) If I was admitted, by the time I would've graduated from the program I could have received a 4-yr bachelor's degree from the local university.


So not only does CHM1032+L not count towards CHM1045+L, but I had to go back and take CHM1025+L and essentially waste 4 credit hours which now will add up at the end of my undergraduate career, AND ultimately I will be in EXCESS of 120 credit hours without completing my upper-level degree requirements. In short, I will pay more near the end especially now that this excess hours legislation went through AND dwindling financial aid (the more credits you earn the less $ you get from federal funds). 

MY ADVICE: Don't take the easy route! If you have any doubts about your major, PLAN AHEAD. You don't want to take a course designed specifically for one major if there is an option for another course that a) satisfies your requirement, and b) can be used for other majors.
 
 

College Kid Hindsight... because it's always 20/20 after-the-fact

Come One, Come All!

As a recent community college graduate heading into the larger university setting (and with my sights on Grad School), there were a LOT of things I wish I had done differently. 

As technology is evolving, so does the "research" most people make using the internet; you know what I'm talking about... YouTube, blogs, Facebook pages, Google reviews. We're all guilty of checking what the internet has to say before actually making a decision whether it relates to a new job, new friend, or a new place to go.

I'm going to use this blog to document my trials and tribulations of navigating through both community college (Hillsborough Community College) and university (University of South Florida, GO BULLS!), what mistakes I made, and how YOU can avoid them, and ultimately save a butt-load of money in the long run.

So, WELCOME! =) I hope this blog makes a great resource for high school students, non-traditional students, college administrators, and the like so every student pursuing higher education can be as efficient as possible while earning their degree/certificate.